AWM LO

Kristen Watt is a Senior Loan Officer with 9+ years of experience helping clients navigate the path to homeownership with confidence and clarity. She is licensed in both Washington and Alaska and is passionate about making the mortgage process feel approachable, empowering, and tailored to each individual’s goals.

Kristen is known for building genuine relationships and providing thoughtful guidance every step of the way—whether someone is buying their first home, investing, or simply preparing for the future. She believes education is key, which is why she regularly hosts homebuyer and financial wellness classes to help people feel informed and in control of their journey.

Deeply rooted in her community, Kristen is a founding member and serves as Secretary of her Rotary Club, is an active member of the Newcastle Chamber of Commerce, and is involved in creating connection through unique local experiences—including pop-up concerts in unexpected spaces with Seattle Secret Shows and other community-centered events.

When she’s not working, you can find Kristen volunteering in her community, enjoying live music and local theater, or spending time with friends, family, and her dog, Lyrik.

Her business is built on trust, referrals, and a deep commitment to the people she serves. At the heart of it all, Kristen truly loves helping her clients get into homes and create the life they envision.